Average Settlement for a Car Accident in Georgia
March 14, 2025 | J.L. King, II
Being involved in a car accident can mean serious injuries that could require extensive medical care. Before you know it, you could be facing thousands of dollars in medical expenses as well as lost wages. If the accident occurred because of another party’s negligence, one of the remedies you may have is to file a personal injury claim.
Having an attorney by your side as you pursue the claim gives you the chance to recover fair compensation. Your attorney will negotiate aggressively with insurance companies to get you a settlement. But what can you expect when it comes to this compensatory amount?
Settlement Amounts and the Factors That Impact Them
Throughout the country, the average auto claim amount for accidents involving bodily injury was $26,501. However, numerous factors can impact the exact sum you receive.
Insurance coverage is one of them. Georgia is an at-fault state, which means you would file a claim against the party that caused the collision. Their insurer can then offer you a settlement amount to prevent further claims in the future, but they will only cover up to the policy limit.
In Georgia, minimum liability insurance is $25,000 per person or $50,000 per accident. Although that will take care of a variety of losses, it won’t be enough for catastrophic injuries. You could pursue a lawsuit next to receive the compensation you need.
Another factor that can impact settlement amounts is whether you were partly at fault for the accident. If your conduct contributed to the crash, insurance companies will be less likely to offer a large settlement — though your attorney can still fight for it.
The severity of your injuries will have a significant impact on the settlement you receive. In some cases, you will not be able to work again because of a disabling injury, so the settlement has to provide enough to compensate you for your loss of earning capacity.
Your attorney’s negotiation skills can also impact the amount you receive. A lawyer with significant experience can typically obtain better settlements than those who are brand-new in the profession.
How to Help Your Claim and Potential Settlement
You can take certain steps to help strengthen your claim so your lawyer can better negotiate for fair compensation. First, ensure you keep meticulous records of the injuries you suffered, the treatments you received, and all of the losses those injuries have caused you.
Additionally, make sure you complete all treatments. Whatever your doctor recommends for your injuries, do it.
You’ll also need to gather as much evidence from the accident scene as possible. Taking pictures and videos of the vehicles, the road, and anything that could point to negligence by the other party can help your lawyer negotiate for higher settlements. If there were witnesses, getting their testimony also makes a significant difference.
Above all, hire an experienced Georgia lawyer to represent you. Someone who knows how insurance companies negotiate and has fielded their tactics before can help you receive the kind of compensation you need.
Fighting for a Fair Settlement
After a car accident that resulted in injuries, the fastest way to recover the losses you sustained is to file a claim against the at-fault party and fight for a settlement. By hiring experienced attorneys, you have a better chance of receiving the compensation you need to recover and move on with your life.
Contact Our Car Accident Law Firm at The King Firm Car Accident and Personal Injury Lawyers For Help Today
For more information, please contact The King Firm Car Accident and Personal Injury Lawyers at your nearest location to schedule a free case evaluation today.
We have three convenient locations throughout Georgia:
The King Firm Car Accident and Personal Injury Lawyers – Tifton Office
1603 US Hwy 41, Tifton, GA 31794
(229) 386-1376
The King Firm Car Accident and Personal Injury Lawyers – Griffin Office
3317 Fayetteville Rd, Griffin, GA 30223
(404) 567-4546
The King Firm Car Accident and Personal Injury Lawyers – Macon Office
886 Mulberry St, Macon, GA 31201
(478) 292-7272
Or if you would prefer to reach out to us online, please visit our contact us page.
